Terms and Conditions
Effective Date: August 5, 2026
Terms and Conditions
Welcome to MetabolicMillionaire.co ("Website"), owned and operated by Metabolic Millionaire ("Company," "we," "our," or "us").
By accessing or using this Website, our calculators, membership, coaching services, digital products, or any other services provided by Metabolic Millionaire, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use this Website.
1. Acceptance of Terms
By accessing or using this Website, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.
Your continued use of the Website constitutes acceptance of these Terms and any future updates.
2. Educational Purposes Only
Metabolic Millionaire provides financial education designed to help individuals improve financial habits, eliminate debt, increase cash flow, and build long-term wealth.
All information provided through this Website, calculators, memberships, coaching, videos, courses, books, downloads, emails, webinars, and other materials is intended solely for educational and informational purposes.
Nothing on this Website constitutes financial, investment, legal, tax, accounting, or other professional advice.
3. No Financial Advice
Nothing contained on this Website should be interpreted as personalized financial advice or investment recommendations.
Users remain solely responsible for all financial decisions they make.
Before making financial, investment, tax, or legal decisions, you should consult qualified licensed professionals.
4. User Responsibilities
You agree to:
Provide accurate information when creating an account or making purchases.
Maintain the confidentiality of your account credentials.
Use the Website only for lawful purposes.
Comply with all applicable laws and regulations.
Accept responsibility for all activities occurring under your account.
5. Membership Access
Membership access is provided exclusively to the registered purchaser.
You may not:
Share login credentials.
Transfer your membership.
Resell access.
Allow multiple users to access a single account.
Copy or redistribute member-only content.
We reserve the right to suspend or terminate accounts that violate these Terms.
6. Coaching Services
Coaching services are educational and accountability-based.
Coaching does not constitute financial planning, investment advisory services, legal advice, tax advice, accounting services, or any regulated professional service.
You remain solely responsible for implementing any strategies discussed.
7. Digital Products
All digital products, calculators, templates, downloads, worksheets, dashboards, videos, and educational materials are licensed for your personal, non-commercial use only.
You may not:
Copy
Modify
Reproduce
Sell
Redistribute
Publish
License
Share
Reverse engineer
Create derivative works
without our prior written consent.
8. Intellectual Property
All content on this Website, including but not limited to:
Financial Metabolism™
Metabolic Millionaire® (if registered)
Logos
Graphics
Videos
Text
Calculators
Dashboards
Worksheets
Templates
Downloads
Branding
Educational materials
is owned by or licensed to Metabolic Millionaire and is protected by applicable intellectual property laws.
No rights are transferred to you except as expressly provided in these Terms.
9. Calculator Use
Our calculators provide educational estimates based solely on information entered by the user.
Results are projections only.
We do not guarantee the accuracy, completeness, or suitability of any calculator result.
10. Investment Content
References to stocks, ETFs, cryptocurrencies, real estate, retirement accounts, mutual funds, or other investments are provided solely for educational purposes.
Nothing on this Website constitutes investment advice, securities recommendations, or solicitation to purchase or sell any investment.
11. Purchases and Payments
By purchasing any product or service, you agree to pay all applicable charges.
Payments are processed through secure third-party payment providers.
We reserve the right to refuse or cancel any order at our discretion.
12. Refund Policy
Refund eligibility is governed by the refund policy displayed on the applicable sales page at the time of purchase.
If no refund policy is stated, purchases are considered final unless otherwise required by applicable law.
13. Subscription Services
Memberships and recurring subscriptions continue until canceled.
You may cancel future renewals at any time through your account or by contacting us.
Unless otherwise stated, cancellation stops future billing and does not provide refunds for prior charges.
14. Prohibited Conduct
You agree not to:
Violate any applicable law.
Attempt unauthorized access to our systems.
Interfere with Website functionality.
Upload malicious software.
Harvest user information.
Use automated tools to scrape content.
Infringe our intellectual property rights.
Misrepresent your identity.
Use the Website for fraudulent purposes.
15. Third-Party Services
Our Website may integrate with third-party providers including payment processors, analytics providers, email platforms, and membership software.
We are not responsible for the products, services, or policies of third-party providers.
16. External Links
This Website may contain links to third-party websites.
We are not responsible for the availability, content, privacy practices, or security of external websites.
17. Disclaimer of Warranties
This Website and all services are provided "AS IS" and "AS AVAILABLE."
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.
18. Limitation of Liability
To the fullest extent permitted by law, Metabolic Millionaire, its owners, employees, contractors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:
Your use of the Website.
Your reliance on Website content.
Financial decisions you make.
Investment losses.
Calculator results.
Membership participation.
Coaching services.
Technical interruptions or system failures.
Your sole remedy for dissatisfaction with the Website is to discontinue its use.
19. Indemnification
You agree to defend, indemnify, and hold harmless Metabolic Millionaire, its owners, employees, affiliates, contractors, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Website or your violation of these Terms.
20. Termination
We reserve the right to suspend or terminate access to the Website, membership, coaching, or any services at any time, with or without notice, for violations of these Terms or other lawful reasons.
21. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.
Any legal action arising from these Terms shall be brought in the appropriate state or federal courts located in Texas, unless otherwise required by applicable law.
22. Changes to These Terms
We reserve the right to modify these Terms at any time.
Updated Terms become effective immediately upon posting to this Website.
Your continued use of the Website constitutes acceptance of any revised Terms.
23. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
24. Entire Agreement
These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Metabolic Millionaire regarding your use of the Website and supersede all prior agreements relating to the subject matter.
25. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Metabolic Millionaire
Email: ken@metabolicmillionaire.co